Title work tells you what actually affects the property
Owners may know about a mortgage or tax balance but not an old deed of trust, judgment, contractor lien, estate issue, or other recorded matter. A title search identifies the items that affect the property and what must happen for the buyer to receive marketable title.
Some liens can be paid from sale proceeds
When there is enough equity and a lien is properly payable at closing, the closing attorney may use proceeds to satisfy the payoff and obtain a release. Disputed liens, insufficient equity, or unusual priority issues may require additional legal work.
What to provide during the review
- Mortgage and HELOC statements.
- Tax bills or delinquency notices.
- Judgment, collection, or contractor-lien paperwork.
- Estate, divorce, or ownership documents that may affect title.
- Any payoff or settlement information already received.
You do not need every answer before contacting us
Tell us what you know. We can review the real estate first and let title work identify the exact payoff and closing requirements. If unpaid taxes are part of the issue, review our delinquent property tax guide.
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